Bespoke, global property insurance services for the whole lifespan of a property, from planning to construction to occupancy.

INSURANCE FOR PROPERTY OWNERS

Bespoke, global property insurance services for the whole lifespan of a property, from planning to construction to occupancy.

Property landlords and managing agents will benefit from the services offered by W Denis property insurance division. The W Denis group offers a total turnkey insurance solution for the complete life span of a property investment, from the early planning stage, through construction and beyond to final occupancy.

New developments
Pre-construction
New developments
During construction
Completed Properties
Auditing & due diligence 
  • Checking consultants pi
  • Architects certificates vs Building guarantees
  • Contract conditions & document appraisals
Auditing & due diligence
  • Checking of contractors insurances
  • Indemnity to principals
  • Contract condition audits
  • Diary management
Building Certification
  • Building guarantees
  • EPC / BREEAM Certs
  • HIP’s
  • Electrical Test Certification
  • Asbestos Surveys
  • Lift/Plant inspections
Legal Liabilities & Indemnities
  • Land & property owners liability
  • Professional indemnity
  • Restrictive covenants
  • Title indemnities
  • Judicial review indemnities
Legal Liabilities Legal Liabilities
  • Operational Liabilities
  • Public Liability
  • Property Owners Liability
  • Legionellosis Liability
  • Terrorism Liability
  • Employers Liability
  • Directors & Officers for Management Co’s
Properties Insurance
  • Insurance on empty buildings
  • Plant & machinery
  • Temporary buildings
Contract Works Buildings Insurance
  • Broad form property owners insurance wordings
  • Allowance for incomplete phases still under construction
Environmental Issues Delay Exposures Business Interruption
  • Loss of rent
  • Loss of profit
  • Loss of revenue
  • Advanced rent, profit, revenue for extensions and additions
Other Risk Management Matters Other Risk Management Matters
  • CDM compliance
  • Health & Safety at Work
  • Site & Plant security
  • Renewal of performance bonds & other surety
  • Building Reg’s Approval
  • Preparations for handover sign off
Other Risk Management Matters
  • Building safety & security
  • Valuations for reinstatement
  • Inadvertent omissions
  • Failure of tenants insurances (Landlord protection)
  • Privity of Contract

Working closely with landlords and managing agents, bespoke property insurance programmes are aligned to your requirements to deliver the services needed, including:

  • Individual premium allocations for individual buildings or tenants
  • Option to invoice landlords, managing agents or individual tenants
  • Remuneration agreements for landlords and managing agents
  • Properties situated outside the UK can have policies issued in a local language with premiums and claims either paid in local currency or GBP Sterling.